Help & FAQ

Findmicash tracks your expenses, budgets and income on the web and on iOS and Android. You record what you spend by voice, by scanning a receipt, or by typing it in; set a monthly budget and split it by category; record the money coming in so you can see what each month leaves you; and share the account with your household or team.

Click "Get Started" on the home page. Enter your name, email and a password of at least 8 characters. Your currency is detected from your location and can be changed. Your 14-day free trial starts at once, with everything included and no card needed. If you were invited to someone else's account, use the link in the invitation email instead; it creates your login and joins you to their account. Already have an account? Click "Sign In".

We support 27+ currencies including USD, EUR, GBP, CAD, AUD, GHS, NGN, KES, ZAR, JPY, CNY, INR, BRL and CHF. The currency is detected at signup and an admin can change it in Settings.

Click "Add by Voice" on the dashboard. The same assistant takes expenses, budgets and income. Speak naturally, and say several at once if you like: "I spent $300 at Kroger, $400 at Amazon, $5 at Starbucks, and ate at Chick-fil-A for $75". The assistant (Google Gemini, running on our servers) picks out each amount, company and category, and asks for anything it could not hear. Correct by voice too: "change Starbucks to $10", "the Walmart one was yesterday", "remove the Netflix one". Say "done" to check the list on screen, then "save". Nothing is saved until you say so. Out loud the assistant keeps it short, such as "Got it. Anything else, or done?", so people nearby do not hear your amounts; the details stay on screen. Replies are spoken by your browser's own voice, and the speaker button in the assistant's header turns that off. The same assistant sets budgets; see Budgets & Alerts.

By default the assistant opens the first time you reach the dashboard after signing in, once per session. Go to Settings → Preferences and toggle Voice Assistant Auto-Launch. When it is off, the "Add by Voice" button still opens it any time.

Voice entry works in Chrome, Safari and Edge; Firefox is not supported for voice. Allow microphone access when your browser asks. You can also type into the assistant instead of speaking.

Yes. Click "Add Expense" on the dashboard (web) or tap it on the phone. Enter the amount, company, category and date; attach a receipt image; and mark it recurring if it repeats every month.

On the phone, tap "Capture Receipt", then take a photo or pick one from your gallery. The store, total and date are read from the image and the picture is kept with the expense. On the web you can attach receipt images (JPG, PNG, GIF or PDF up to 10MB) when adding or editing an expense.

Yes. Download Receipts on the dashboard takes every receipt in view, filters included, as a ZIP of the original files or as one PDF with a page per receipt, whichever you pick. On the phone the same two choices sit in the menu and the file goes to the share sheet. To look at a single receipt, click the paperclip in the transactions list or the eye when editing: it opens over the page, where a photo zooms and a PDF is read in place, with buttons to open it in a new tab or save it. A transaction with several receipts gets arrows and “1 of 2”.

Yes. Click Import Statement on the dashboard or the Income page (on the phone, the menu or the dashboard card). Choose the PDF or CSV your bank or credit card company gives you, drop it on the window, or photograph each page — up to 10 files and 14 MB at a time. Every line is read and shown for review with a merchant, a category and a date: purchases, fees and cash withdrawals are ticked as expenses; salary, deposits and interest on a bank statement are ticked as income; and you can switch any row between Expense and Income, edit it, or untick it. Credit card payments are set aside whichever side they appear on — the payment leaving your bank account and the "Payment – Thank You" arriving on the card — because the card's own purchases are the spending, so nothing is counted twice. Refunds and transfers between your own accounts are set aside too. A line that matches an expense or income you already recorded (same amount, matching name, within three days — five for a credit card, since purchases post late) starts unticked and says what it matched; a line you imported before is recognised outright, whatever its merchant has been renamed to since, so reading the same statement twice adds nothing. A line that only might be something you recorded — the same merchant on the same day at a slightly different amount, say a receipt scanned before the tip, or the same amount a few days off — stays ticked with a note, and you decide. Click Add, and everything from that import can be undone in one step for 30 days. The statement itself is read once and never stored.

Yes. When adding or editing an expense on the web or the phone, enable the recurring option and choose the day of the month. Recurring expenses are listed under Recurring Expenses, where they can be edited or stopped.

Standard categories: Dining, Automotive, Food, Coffee, Groceries, Shopping, Fuel/Gas, Entertainment, Bills, Healthcare, Mortgage, Rent, Utilities, Insurance, Education, Software, Personal Care, Fitness, Pet, Transportation, Travel, Home Maintenance, Childcare & Kids, Charity & Donations, Taxes & Government Fees, Bank Fees & Interest, Gift and Other. Transportation is getting around locally (taxis, transit, parking, tolls); Travel is going away (flights, hotels, car hire). You can add your own categories with an emoji in Settings; categories are shared across the account.

It is what you actually bought, rather than only what you spent. Every line on a receipt is kept as a purchase of an item: what it was, how much of it, at what price per unit, on what date and from which shop. By category opens a category to its shops and then to the things bought there; All items is one sortable, searchable table of everything in the period; Due to buy is the shopping list. Click any row to see that item's prices, its shops and every purchase of it.

From receipts. When a receipt is read, its lines are read with it, so nothing extra is asked of you. You can also type them in: open a transaction on the dashboard and add its lines there. The transaction's amount stays the truth — what the lines do not account for is shown as untracked, and the dashboard, budgets, reports and alerts keep counting the amount exactly as before.

From your own purchases. An item keeps the price per unit of every purchase, so its page shows the lowest, the average and the highest you have paid, a line of how the price has moved, and what it has done as a percentage. Where you buy it compares the shops: how many times each, what each charges on average and last, with the cheapest marked. In the table a green or red pill on each row says which way a price has gone.

A shopping list worked out from how often you buy each thing. Something bought about every week is due about a week after the last one; three purchases are needed before a rhythm is trusted. The list groups by shop — either where you usually buy each thing or where it is cheapest — and says what the trip is likely to cost. Put an item off or drop it from the list, and put it back whenever you like.

Yes. Open the item and use Rename for a name a receipt printed in shorthand, or This is the same as… to fold two entries into one: every purchase, price and receipt name moves to the one you keep. Each purchase still keeps the name its own receipt used, so the trail is intact. Sales tax, tips, deposits and fees are kept apart from the things you bought, so they never look like items.

Use the date picker beside "Here's your financial overview". Single Month shows any month of any year: the year row pages back to 1970 and ahead 50 years, and "This month" jumps back. Date Range takes any start and end day, with quick ranges for the last 30 days, last 3 months, last 12 months, this year and last year. Every card on the dashboard follows the period you choose: the tiles, the budget bar, the chart, the categories, Company Analytics and the transactions. Nothing changes until you press Apply.

Budgets are set per month, so a range adds up the budgets of the months it covers. A month the range only partly covers counts for its share of days: two weeks of September are held to about half of September's budget. The budget tile says how many of the months had a budget, and that partial months were prorated. Because budgets are set one month at a time, Set Budget is hidden while a range is on screen.

On an account where more than one person has recorded transactions, a Created By dropdown appears in the Top Spending Categories card. Pick a member to narrow the categories, Company Analytics and the transactions to what they recorded; a "By: name" badge shows on those cards, and clicking its × clears it. The budget tiles, the budget bar and the chart are not narrowed: the budget belongs to the whole household, so those always show everyone. On a single-person account the filter does not appear.

Frequency is how often you pay a company, read from its whole history: Monthly, Yearly, Frequent, Occasional, One-time and so on. Type is what kind of charge it is: Fixed (the same amount each time), Variable, or Subscription. Trend compares this period with the one before at the same company: red when you spent more, green when less, "New" when there is nothing to compare against. You can filter the table by Type and Frequency, and search by company.

One bar group per month showing your budget, your income and what you spent, for the year around the month on screen. With a date range it shows only the months in the range (one bar per year for very long ranges). A spending bar turns red in a month you went over budget. Income bars appear once the account has recorded income.

It shows the income received in the period, what was spent, and what that left: saved, or overspent. It appears once income has been recorded. Members who can see only their own transactions or income see the panel scoped to themselves.

On the dashboard, click Set Budget (or the Monthly Budget tile to change one); or go to the Budget page and click "Add Budget". Budgets are monthly. You can mark a budget recurring so it renews each month. The Budget page keeps the history, with what each month spent against its budget.

Yes. When setting or editing a month's budget you can set aside part of it for particular categories, say $800 of a $3,000 budget for Groceries and $400 for Dining. The category budgets can total less than the month (the rest shows as Everything else) but never more; the form and the server both refuse that. Category spending is matched on the category each expense already has, so there is nothing extra to file. Progress per category shows on the Budget page and in the dashboard's category cards.

Yes, with the same assistant that records expenses. Say "set my October budget to three thousand with eight hundred for groceries and four hundred for dining" and it shows the budget on screen (the month, the total, each category budget and what is left for everything else), then saves when you say "save". "Make groceries 900" changes one part; "no budget for dining" drops one; if the parts would exceed the total, it asks which number to change rather than guessing. If that month already has a budget, it tells you what it is changing from before it saves. Category budgets you do not mention are kept. Expenses and a budget can be said in the same session and saved together.

Yes. A month's budget can give each person their own share, say $500 for one and $800 of a $3,000 budget for another. Spending counts against whoever recorded it, and each person sees their own share and what is left of it. The shares may add up to more than the month: the budget still saves and the difference is shown in red. A recurring budget carries the split forward for the people still in the household.

Admins can do both. For everyone else an admin grants two things separately on Team Members: sees the household budget (the month's total, what is spent against it, the category budgets and their own share — even for someone who sees only their own transactions), and can set budgets (create, change and delete, which includes the household view and every person's share). New members start with neither.

When a saved expense pushes a month past a threshold you get an alert in the web app and on the phone. The monthly budget alerts at 50%, 75%, 90%, 98% and 100%; each category budget alerts at 75%, 90% and 100%. Each threshold alerts once; raising a budget re-arms its alerts.

Once you record income, the app knows roughly what a month brings in: fixed sources at their usual payment, variable ones at the lowest of their recent payments. If you set a budget above that, the form says so, because it is a budget the month may not be able to keep.

Open Income in the top navigation (the Income tab on the phone) and click "Add Income": the source (an employer, a client, a tenant), the amount, the date and an optional note. Payments can be edited, and voided with a reason rather than deleted. Or say it to the assistant: "I got paid 2,400 from Acme", and it is recorded the same way. Income on a bank statement can also be imported with Import Statement; see Recording Expenses.

Yes. In "Add Income", turn on Make Recurring and choose how often it pays: weekly, every 2 weeks, monthly, every 3 months or yearly. The date becomes the first payment, and each later payment is added on its date. Before adding one, Findmicash looks for that payment among what you already have, typed in or imported from a bank statement, from the same payer for about the same amount within a few days, and does not add it twice. The statement import does the same the other way: a statement line for a payment already added shows as "Already in your income" and is left unticked. Recurring income is listed on the Income page, where Stop ends it; payments already recorded stay.

Yes. Say "I got paid two thousand four hundred from Acme" or "Etsy sent me three hundred yesterday" to the same assistant and it shows the income on screen with the payer, the amount and the date, then records it when you say "save". "Make that 2,500" corrects it; "remove the Acme one" drops it. A refund is not income and the assistant will say so: record it against the expense instead. Expenses, a budget and income can all be pending at once and save together.

Money In, Money Out and Saved for the period on screen, with the date picker and quick ranges you know from the dashboard. Where it comes from lists each source read from its own history: the first payment is New, and from the second the amounts decide Fixed or Variable, with how often it pays, the typical amount, when it last paid and when it is next expected. A payment that is overdue is called out. Payments lists every payment in the period, with a search box that matches the source, the note, who recorded it, the amount or the date.

Everyone on the account by default. An admin can limit a member to seeing only the income they record themselves, in Settings → Team; the Income page and the dashboard's Money In vs Out then show that member their own figures.

Go to Settings, open the Team tab, click "Invite Member", enter their email and pick a role (Admin, Editor or User). They receive an email with a link that creates their login and joins them to your account; you can also copy that link and send it yourself. A new member starts out seeing only the transactions and income they record themselves; switch on Sees everyone's transactions or Sees everyone's income for them in the Team tab to open up the account. Pending invitations can be cancelled.

Admin: everything: add, edit and void transactions, change the currency, access settings, manage the team and export data. Editor: add and edit transactions, view reports and export data, but not manage the team or account settings. User: add and view transactions and reports, and export data, on both web and phone. An admin can also adjust a member's individual permissions.

Yes. For each non-admin member, Settings → Team has two switches: Sees everyone's transactions and Sees everyone's income. Switched off, that member reads only the transactions or income they recorded themselves: on the dashboard, in the transactions list, in exports and on the phone. Admins always see everything.

Yes. The plan includes up to 5 people, and you can invite more for $3.99 a month each, billed with the plan; the price is shown in Settings → Team when you reach the limit.

One plan with everything in it: voice, receipt and statement entry, budgets with category budgets and alerts, income tracking, analytics, exports to CSV, Excel and PDF, recurring transactions, web and phone, and up to 5 people with roles and per-person visibility. $9.99 a month, or $99 a year ($8.25 a month, billed yearly). Every account starts with a 14-day free trial.

The trial starts the moment you sign up: 14 days with everything included and no card needed. Choose monthly or yearly at any point during the trial and nothing is charged until it ends. If the trial ends before you choose, your account becomes read-only: everything you recorded stays for 90 days to read and export, and choosing a plan brings it all back. In the last three days of the trial, or once it has ended, the Billing page can also add seven days to it, once. The days left always show at the top right of every page.

Go to the Billing page and click "Cancel Subscription". You can reactivate at any time. Account data is deleted 60 days after cancellation if the account is not reactivated.

From the dashboard, Export Excel gives one workbook for the period on screen with three sheets: Expenses, Budgets and Income. Amounts stay numbers, so they add up in a spreadsheet. The Analytics and Budget pages export what is on them to CSV or PDF, filters included, and Download Receipts takes the receipt files as a ZIP or as one PDF. Everything exports what you are looking at, so a filter or a date range narrows the file the same way it narrows the page.

Your data is encrypted in transit and stored securely. Sign-in uses secure HttpOnly cookies on the web. You own what you submit: export it at any time, and delete the account from Settings → Security when you want to.

Yes, for iOS and Android, on the same account and the same data as the web. Its tabs are Dashboard, Budget, Income, Analytics and Transactions; the menu holds Recurring Expenses, Import Statement, Export Data, Team Members, Permissions, Currency, Categories, Preferences, Security, Privacy, Terms of Service and Help & Support. The voice assistant records expenses and sets budgets there too, the camera scans receipts, and the Transactions and Income screens have the same period filters and search as the web.

No. Sign in with the same email and password. Budgets, categories, income and team settings are shared across web and phone.