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FindMiCash

Agreement to Terms

Welcome to FindMiCash. These Terms of Service ("Terms") govern your access to and use of the FindMiCash application, website, and related services (collectively, the "Service"). By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Service.

📖 1. Definitions

"Service" refers to the FindMiCash expense tracking application, including all features, tools, and content provided through the platform.

"User," "you," or "your" refers to any individual or entity that accesses or uses the Service.

"Account" refers to the registered account you create to access the Service.

"Content" refers to any data, text, information, or materials you submit, upload, or transmit through the Service.

👤 2. Account Registration & Eligibility

  • You must be at least 18 years of age or the age of legal majority in your jurisdiction to use the Service.
  • You must provide accurate, current, and complete information during registration and keep your account information updated.
  • You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
  • You must notify us immediately of any unauthorized use of your account or any other breach of security.
  • One person or entity may not maintain more than one account without prior written consent.

💳 3. Subscription, Billing & Payments

  • Certain features of the Service require a paid subscription. By subscribing, you agree to pay the applicable fees as described on our pricing page.
  • Subscriptions automatically renew at the end of each billing period unless cancelled before the renewal date.
  • All fees are non-refundable except as expressly stated in these Terms or as required by applicable law.
  • We reserve the right to change our pricing with 30 days' advance notice. Continued use after the price change constitutes acceptance of the new pricing.
  • Additional users beyond your plan's included limit will incur extra charges as specified on the pricing page.

4. Acceptable Use Policy

You agree not to use the Service to:

  • Violate any applicable law, regulation, or third-party rights
  • Upload or transmit malicious code, viruses, or any harmful software
  • Attempt to gain unauthorized access to the Service, other accounts, or our systems
  • Interfere with or disrupt the integrity or performance of the Service
  • Use the Service for money laundering, fraud, or any illegal financial activity
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Resell, sublicense, or provide the Service to third parties without authorization

📁 5. Your Data & Content

Ownership: You retain all rights to the data and content you submit to the Service. We do not claim ownership of your financial data, expense records, or any other content you provide.

License: By using the Service, you grant us a limited, non-exclusive license to process, store, and display your content solely for the purpose of providing and improving the Service.

Data Portability: You may export your data at any time using the export features available within the Service.

Accuracy: You are solely responsible for the accuracy and completeness of the data you enter into the Service. FindMiCash does not verify or validate your financial data.

© 6. Intellectual Property

The Service, including its original content, features, functionality, design, and branding (excluding your Content), is and remains the exclusive property of FindMiCash and its licensors.

The FindMiCash name, logo, and all related trademarks, service marks, and trade names are the property of FindMiCash. You may not use these marks without our prior written consent.

⚠️ 7. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

To the fullest extent permitted by law, FindMiCash disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not guarantee the accuracy of any financial calculations, reports, or insights generated by the Service.

FindMiCash is not a financial advisor, accountant, or tax professional. The Service is a tool for tracking and organizing expenses and should not be relied upon as financial, tax, or legal advice.

🛡️ 8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINDMICASH AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or related to your use of or inability to use the Service.

In no event shall FindMiCash's total aggregate liability exceed the amount you have paid to FindMiCash in the twelve (12) months preceding the event giving rise to the claim, or one hundred dollars ($100), whichever is greater.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law.

🤝 9. Indemnification

You agree to indemnify, defend, and hold harmless FindMiCash and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any content you submit through the Service.

🚫 10. Termination

  • You may terminate your account at any time by contacting us or through the account settings.
  • We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice, including for violation of these Terms.
  • Upon termination, your right to use the Service will immediately cease. We may retain your data for up to 60 days, after which it will be permanently deleted.
  • Sections relating to intellectual property, disclaimers, limitation of liability, indemnification, and governing law shall survive termination.

🌐 11. Service Availability & Modifications

  • We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice.
  • We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
  • We may perform scheduled maintenance that temporarily limits the availability of the Service. We will make reasonable efforts to provide advance notice of planned maintenance.

⚖️ 12. Dispute Resolution & Governing Law

Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

Informal Resolution: Before filing any formal legal action, you agree to first attempt to resolve the dispute informally by contacting us. We will attempt to resolve the dispute within 30 days.

Arbitration: Any dispute not resolved informally shall be resolved through binding arbitration, rather than in court, except that either party may seek injunctive relief in court for intellectual property matters.

Class Action Waiver: You agree to resolve disputes on an individual basis only. You waive any right to participate in a class action lawsuit or class-wide arbitration.

📝 13. Changes to These Terms

We reserve the right to update or modify these Terms at any time. We will notify you of material changes by posting the updated Terms on the Service and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

📧 14. Contact Us

If you have any questions about these Terms of Service, please contact us:

  • Email: legal@findmicash.com
  • Support: support@findmicash.com
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By creating an account and using FindMiCash, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.